By law, everybody can obtain three free credit reports each year. The information in your credit report affects your life in important ways—your ability to get a loan, how much you pay for credit and insurance, securing a job, renting a house or apartment, and preventing identity theft. It is important to check your report regularly to make sure it is accurate and up to date. The credit reporting system is set up so that you are responsible for finding and correcting errors—you must play the role of quality controller for the information in your reports. Despite the importance of reviewing your credit report regularly, only one in three Wisconsin adults obtain a copy of their credit report each year.
2/2, 6/6, 10/10
We encourage you to mark your calendars on 2/2, 6/6, and 10/10 as a reminder to request a copy of your free report on those days. You can order your free reports anytime during the year. The “2/2, 6/6, 10/10” reminder dates are meant as a simple way to remember to pull your free credit reports regularly. Visit this website to learn how to obtain and read your credit report. https://finances.extension.wisc.edu/articles/read-your-report/